For the Heck of it!

I’ve blogged about credit cards a couple of times recently so I guess credit cards are on my mind. We used to have a ton (and when I say ton I mean ton! hehe) of credit cards but we took out a home equity loan a few years ago and paid them all off except one. Well, supposedly one because somehow, and I’m not quite sure how this happened but we’re up to three again.

Okay, I know how it happened. We kept one card for emergencies and this card has a pretty high credit limit. We also kept one card with a very small credit limit that is strictly used for internet purchases. Then I got a wild hair a few months ago because I didn’t have a credit card in my name only (which is important to me) so I accepted an offer from Amazon.com and applied for one of their cards. I really hate this card! The only thing I charged last month was the $14.99 for my World of Wacraft subscription and that credit card company had the unmitigated gall to charge me $2.00 interest on it. I always thought there would be no interest if I paid the full balance before the due date but it looks like I was wrong. If it happens again next month I’m going to transfer my WoW subscription to another card and not use the Amazon card anymore. I was even thinking about using the Amazon card for some 0% balance transfers but I’m not going to do that now.

I’m going to leave well enough alone and not apply for another credit card now but if I ever do I hope I have the good sense to compare credit cards.